Terms & Conditions

1. Acceptance of Terms

By using this website, submitting a form, or otherwise engaging with Konto za Zero, you confirm that you have read, understood, and agree to these Terms, along with our Privacy Policy. If you do not agree, please discontinue use of the site immediately.

2. Description of Service

Konto za Zero provides informational content, predictive analytics tools, and educational materials related to investment planning and portfolio setup. The service is intended to support decision-making and does not constitute personalized financial, legal, or tax advice. Any figures, projections, or outputs presented through the site are illustrative and based on general assumptions; they are not guarantees of future performance.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding agreements to use this website. By using the site, you represent that you meet these requirements.

4. No Financial Advice

Nothing on this website constitutes financial, investment, tax, or legal advice. All content, tools, and materials are provided for general informational purposes only. You should consult a qualified, licensed professional before making any financial or investment decision. Konto za Zero does not guarantee any specific outcome, return, or result from the use of its content or tools.

5. User Responsibilities

When using this website, you agree that you will not:

• Submit false, misleading, or fraudulent information through any form on the site.
• Attempt to gain unauthorized access to any part of the website, its servers, or related systems.
• Use automated tools (bots, scrapers) to extract data or content without prior written consent.
• Reproduce, resell, or redistribute any content from this site without permission.
• Use the site in a way that could damage, disable, or impair its functionality.

6. Intellectual Property

All content on this website, including text, graphics, logos, layouts, and design elements, is the property of Konto za Zero or its licensors and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from this content without prior written authorization.

7. Third-Party Links and Services

This website may contain links to third-party websites or services that are not owned or controlled by Konto za Zero. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing such links is done at your own discretion and risk.

8. Disclaimer of Warranties

This website and all associated content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied. Konto za Zero does not warrant that the site will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Konto za Zero, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website, including but not limited to financial losses resulting from decisions made based on site content.

10. Indemnification

You agree to indemnify and hold harmless Konto za Zero and its representatives from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the website or your violation of these Terms.

11. Modifications to the Service and Terms

Konto za Zero reserves the right to modify, suspend, or discontinue any part of the website at any time without notice. We may also revise these Terms periodically. Continued use of the site after changes are posted constitutes acceptance of the updated Terms. We recommend reviewing this page periodically.

12. Termination

We reserve the right to restrict or terminate your access to the website, at our sole discretion, without prior notice, if we believe you have violated these Terms or engaged in conduct that could harm Konto za Zero or other users.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Konto za Zero operates, without regard to conflict-of-law principles. [Insert applicable jurisdiction and dispute resolution details as appropriate.]

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact Information

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.